Motor Truck Cargo insurance
Safeguard every shipment with reliable coverage that protects your cargo from loss, damage, and unexpected transit risks
What’s Included?
Protect the Freight You Haul. Motor Truck Cargo Insurance covers your liability for the freight that you are hauling. This essential coverage protects you against financial loss if the cargo is damaged or lost due to fire, collision, or striking of a load. It ensures you can pay your customers for their damaged goods and keeps your business relationships strong.
Cargo Theft Coverage
Defense Against Stolen Goods. Cargo theft is a major risk in the trucking industry. This coverage protects you from the financial impact if the goods you are hauling are stolen, whether it is a full trailer theft or pilferage. We help safeguard the value of the commodities so a criminal act doesn’t result in a devastating claim against your business.
Loading & Unloading Coverage
Protection During Transfer. Accidents often happen when the truck isn’t moving. This coverage specifically protects the cargo while it is being moved onto or off of your vehicle. If a pallet is dropped or goods are damaged during the loading or unloading process, this ensures you are covered for those specific mishandling incidents.
Refrigeration Breakdown Coverage
Essential for Perishables (Reefer Breakdown). If you haul temperature-sensitive goods like food or pharmaceuticals, a mechanical failure can lead to total spoilage. This coverage protects you against spoilage claims resulting from the breakdown or malfunction of your refrigeration unit, ensuring a mechanical failure doesn’t wipe out your profits.
Get the Protection You Need!
Speak with our insurance specialists to find the right physical damage coverage for your truck. We’ll help you choose a plan that fits your operation, budget, and risk level.