Deluxe Coverage Insurance
An all-inclusive insurance solution designed to provide enhanced protection for your truck, cargo, and income so you can operate with confidence in every situation
What’s Included?
Deluxe Coverage Insurance combines multiple advanced coverages into a single policy. It is designed for drivers who want broader protection, reduced financial exposure, and added peace of mind beyond standard trucking insurance plans
Comprehensive Protection
Covers damage to your truck caused by non-collision events such as theft, fire, vandalism, hail, flooding, or falling objects. This coverage helps protect your investment from events outside of normal driving accidents
Collision & Physical Damage
Provides coverage for repair or replacement costs if your truck is damaged in an accident, regardless of fault. This coverage helps minimize downtime and reduces unexpected repair expenses
Cargo Protection
Helps protect the value of the freight you’re hauling if it is lost, stolen, or damaged due to covered incidents during transit, loading, or unloading supporting your contractual obligations with shippers
Roadside Assistance & Towing
Offers support when your truck breaks down on the road. Coverage may include towing, jump-starts, tire changes, fuel delivery, and lockout assistance helping you get back on the road faste
Rental Reimbursement
Helps cover the cost of renting a replacement vehicle while your truck is being repaired after a covered claim, reducing downtime and helping you keep your business moving
Gap Insurance
Covers the difference between what you owe on a financed or leased truck and its actual cash value in the event of a total loss helping prevent unexpected out-of-pocket expenses
Personal Injury Protection
Provides coverage for medical expenses, lost wages, and related costs if you’re injured in a covered accident—offering added financial support beyond standard liability coverage.
Get the Protection You Need!
Speak with our insurance specialists to build an owner operator insurance plan that fits your driving style, contracts, and budget. We’ll help you choose coverage that supports your business today and as it grows.