Owner Operator Insurance
Comprehensive insurance solutions designed for independent truck owners protecting your truck, cargo, and income while you focus on running your business
What’s Included?
Owner Operator Insurance brings multiple essential coverages together under one policy. It helps protect your truck, your financial stability, and your livelihood from accidents, damages, liability claims, and work-related injuries
Primary Liability Insurance
Required for most commercial trucking operations, this coverage protects you if your truck causes injury to others or damages third-party property. It helps cover medical expenses, repairs, and legal costs arising from covered incidents
Physical Damage Insurance
Covers repair or replacement costs for your truck if it’s damaged due to accidents, theft, fire, vandalism, or severe weather. This coverage helps reduce unexpected repair expenses and keeps your truck road-ready
Non-Trucking Liability Insurance
Provides protection when your truck is being used for non-business purposes, such as personal driving while off dispatch. It helps fill coverage gaps when your primary policy doesn’t apply
Motor Truck Cargo Insurance
Helps protect the value of the freight you’re hauling. This coverage applies if cargo is damaged, lost, or stolen due to covered events during transit, loading, or unloading
Occupational Accident Insurance
Designed for independent drivers, this coverage helps with medical expenses, disability benefits, and accidental death benefits if you’re injured while working offering protection beyond standard liability policies
Get the Protection You Need!
Speak with our insurance specialists to build an owner operator insurance plan that fits your driving style, contracts, and budget. We’ll help you choose coverage that supports your business today and as it grows.